FEMaS Showcase

Telecom Solution

Financial Solution

Enterprise Solution

FEMaS Financial Solution (FiS)

FEMaS Finance Solution (FiS) is a fourth generation financial solutions. This solution allows a financial institute (i.e. Bank, Leasing, Micro Credit, Cooperative Bank) to perform day to day operation of all department including CRM, Credit Administration, General Ledger, Human Resource & Treasury. This solution is very simple and user friendly. This solution is designed in such a way so that any user with very basic computer operating knowledge can operate the system and perform his/her daily task and speed up the work. The solution is capable to notify the end customer before the rental is due through SMS and also capable to response to customer query. Following are the main modules of this solution.

FEMaS has a very rich banking software specialist’s team. Over the past few years, FEMaS has continued to evolve and expand its product portfolio both organically and via acquisition – from its base in core banking to interaction channels, private wealth management, and business intelligence. FEMaS is also engaged in providing next-generation mobile value added services for mobile operators, content providers and financial enterprises using the latest technology.

FEMaS is consistently investing high amount in R&D for developing new financial solutions. FEMaS is constantly exploring new technologies and new techniques. Technologies and techniques that enable us to deliver products where state-of-the-art is a given. Such innovation enables FEMaS Customers to meet their strategic market challenges - and tactical business needs - compliantly and in full confidence. Today, tomorrow and beyond.

Our Solutions

   On-line banking
    » Register on-line (optional registration agreement)
    » Home (dashboard) page with status overview, quick access icons, message board
    » On-line client profile (client information, images)
    » Payments (normal, installments, scheduled, authorization levels)
    » Payment request to mobile user (requires confirmation by SMS)
    » Invoices
    » Loans (view open closed loans, repay loan)
    » Loan groups (Retail & Corporate finance)
    » Account summary / history, print & export payments lists
    » Personal alerts & notifications
    » On-line request forms (e.g. loan request)
    » Personal documents, group documents (managed by administrators or agents)
    » Manage account operators (a user can create operators and give them permissions to do specific tasks)

   Mobile/Agent banking
    » Sign-up via mobile
    » Payment to other users or administration
    » Payment request (two-way payment)
    » Retrieve account information / browse through transaction history)
    » Info texts (texts managed in FiS can be retrieved by mobile)
    » Notifications & alerts (personal alerts and general alerts & notifications)
    » Mailings (from administration and agents)
    » Bank and Telecom provider independent
    » Optional OTP (One Time Password) for all commands
    » Custom operations (programming interface that allows adding new operations)

   Teller / POS (Point Of Sale)
    » Debit / credit card support
    » Different security options PIN, security card code
    » On-line card management (activate/cancel/block card, reset/block PIN)
    » POS (Point Of Sale) cash-in cash-out payments
    » Daily transaction overview & print on POS
    » Receipt printer support for WebPOS
    » Print transaction reports for specific POS operators
    » Manage POS devices on-line (activate, deactivate, block)

   E-commerce
    » Market place (offers & wants)
    » On-line (rich text) editor
    » Advertisement matching alerts
    » Member directory
    » Contact list
    » Messaging module
    » Brokering / agents module
    » Business referrals and transaction qualifications

Our Solutions

FEMaS Finance Solution (FiS) is one of our unique financial solutions. This solution is a modular solution and allows our end financial customer’s staff to perform day to day operation of all department including CRM, Credit Administration, General Ledger, Human Resource & Treasury. This solution is very simple and user friendly. This solution is designed in such a way so that any user with very basic computer operating knowledge can operate the system and perform his/her daily task and speed up the work. The solution is capable to notify the end customer before the rental is due through SMS and also capable to response to customer query. Following are the main modules of this solution.


    » CRM
    » Credit Management
    » Cash Management
    » Treasury
    » General Ledger
    » Human Resource
    » Asset Management
    » Custodian,
    » Central Bank Affairs (CBA)
    » Online/ Mobile Banking Customer self Care
    » Internet Banking
    » Agent Banking
    » Share Management

FEMaS Approach to Financial Solution

FEMaS holistic approach to Financial Software captures more value from an integrated Financial Management synergized solution – a step up to Financial Risk Management:


FEMaS Financial Product Facts / Features

Centralized and decentralized operation


    » Multi Branching operation from single system
    » Auto consolidation between GL & other department
    » Retail & Corporate Banking
    » Teller Banking
    » Group & Syndicate Finance
    » Parameterized Investment Product

• Operation Lease
• Finance Lease
• Term Loan
• Housing Loan
• Factoring Finance
• Work order Finance
• Working Capital Finance
• Loan Against TDR
• Mobile Credit

    » SMS alert for upcoming installment & overdue installment
    » Auto Classification Report
    » Auto CIB report (according to Bangladesh Bank guideline)
    » Agreement split & merge
    » Merchant/Agent Management for Mobile Banking


Best Practices Toolbox

• Modularity (modular architecture and scalability) - FiS platform is an agile, easy manageable, flexible, modular system that can be seamlessly implemented as a total solution or component-wise and integrated easily into any financial landscape.